Commercial Property Owners’ Insurance Checklist
Does your current policy provide cover for any/all of the following?
| Coverage Section | Yes | No |
|---|---|---|
| Material Loss or Damage | ||
| Buildings (incl. Fixtures & Fittings) | ||
| Contents (incl. Machinery, Plant, Computers, Electronic Equipment) | ||
| Stock in Trade | ||
| Accidental Damage | ||
| Removal of Debris | ||
| Flood | ||
| Customer’s goods which you are responsible for | ||
| Business Interruption (loss of Profits) Insurance | ||
| Gross Profit / Revenue / Rentals | ||
| Payroll (if not included in Gross Profit) | ||
| Rent Receivable | ||
| Professional Fees | ||
| Additional Increased Cost of Working | ||
| Burglary / Theft | ||
| Contents (incl. Machinery, Plant, Computers, Electronic Equipment) | ||
| Stock in Trade | ||
| Customers Goods in your custody or service | ||
| Damage to Premises and/or Temporary Protection | ||
| Replacement of Locks and Keys | ||
| Theft without Forcible Entry | ||
| Money | ||
Theft of Money;
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| Damage to Safes and/or Strongrooms | ||
| Personal Money covered at the Situation | ||